Archive

Stress tests are a valuable tool for measuring resilience and the Scottish residential property market was put through a fairly gruelling...

Mortgage arrears and claims for repossession are on the rise as official data shows how much homeowners are still struggling in...

Higher mortgage rates have meant that new buy-to-let purchases are increasingly being funded by cash rather than a mortgage, new research...

The return of commuters and international buyers has seen buyer demand return to 2019 levels, a major London agent claims. Dominic Agace,...

Rightmove insists the housing market is still moving as more lenders removed deals yesterday. Data from comparison website Moneyfacts shows there were...

The housing market is in a better position to weather a downturn than in previous economic cycles, Zoopla claims. The portal argues...

The property market is unlikely to see forced sales but buyers are becoming more price sensitive, Zoopla warns. The property portal’s latest...

The Bank of England has confirmed plans to withdraw the requirement for lenders to conduct interest rate stress tests on mortgage...

A property expert has predicted that mortgage applicants are likely to find it 'much harder' to be approved for loans as...

The Bank of England has issued a consultation on changing the affordability tests for large mortgages introduced in the wake of...

The Bank of England is to review the affordability tests imposed on  borrowers, opening the door to a possible relaxation of...

Prime Minister Boris Johnson says he wants to create a ‘Generation Buy’ to help young people purchase homes with low-deposit mortgages. In...

It’s now almost a month since the government introduced new rules on Houses in Multiple Occupation (HMO), as part of its...

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

The Bank of England’s Prudential Regulation Authority has confirmed that tighter regulations will apply to lenders providing mortgages for buy to...

A note to investors sent out yesterday by the international bank Societe Generale is warning that Brexit could wipe 30 per...

House owners and buyers with mortgages in today’s market should budget to ensure they can “have enough headroom” for a rise...

New proposals to curtail mortgage borrowing in the buy to let sector have been branded as “a classic case of slamming...